:root{--navy:#001D48;--navy2:#0A2A5C;--gold:#BA8728;--gold-l:#D8BE84;--cream:#FBF8F1;--ink:#1F2733;--muted:#5B6573}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Lato',system-ui,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
h1,h2,h3{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.2}
a{color:var(--gold)}
.wrap{max-width:1100px;margin:0 auto;padding:0 22px}
header{background:#fff;border-bottom:3px solid var(--gold);position:sticky;top:0;z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:10px;padding-bottom:10px}
header img{height:58px}
.btn{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;padding:13px 28px;border-radius:40px;font-weight:700;letter-spacing:.5px;border:2px solid var(--gold);cursor:pointer;font-size:1rem;transition:.2s}
.btn:hover{background:var(--navy);border-color:var(--navy)}
.btn.ghost{background:transparent;color:#fff;border-color:var(--gold-l)}
.btn.ghost:hover{background:var(--gold);border-color:var(--gold)}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;text-align:center;padding:90px 0 80px}
.hero .tag{color:var(--gold-l);letter-spacing:4px;text-transform:uppercase;font-size:.85rem}
.hero h1{color:#fff;font-size:clamp(2rem,5vw,3.3rem);margin:14px 0 18px}
.hero p{max-width:680px;margin:0 auto 32px;font-size:1.15rem;opacity:.92}
.ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
section{padding:75px 0}
.title{text-align:center;margin-bottom:45px}
.title h2{font-size:2.1rem}
.title .line{width:70px;height:3px;background:var(--gold);margin:14px auto 0}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--cream);border-top:3px solid var(--gold);padding:26px;border-radius:6px}
.card h3{font-size:1.15rem;margin-bottom:8px}
.card h3:before{content:'\2726  ';color:var(--gold)}
.about{background:var(--cream)}
.about .wrap{display:grid;grid-template-columns:280px 1fr;gap:45px;align-items:center}
.about img{width:100%;border-radius:50%;border:5px solid var(--gold);aspect-ratio:1;object-fit:cover;background:#fff}
.about h2{font-size:2rem;margin-bottom:6px}
.about .role{color:var(--gold);letter-spacing:3px;text-transform:uppercase;font-size:.85rem;margin-bottom:18px}
.about p{margin-bottom:14px}
.step{text-align:center;padding:10px}
.step .n{width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--gold-l);font:700 1.4rem 'Playfair Display',serif;display:flex;align-items:center;justify-content:center;margin:0 auto 14px}
.offers{background:var(--navy);color:#fff;text-align:center}
.offers h2{color:#fff}
.offers .types{color:var(--gold-l);letter-spacing:1px;margin:-20px 0 24px}
.offers .note{max-width:720px;margin:0 auto 30px;font-size:1.08rem}
.offers .note strong{color:var(--gold-l)}
.contact .wrap{display:grid;grid-template-columns:1fr 1.3fr;gap:45px}
.contact ul{list-style:none;margin-top:18px}
.contact li{margin-bottom:12px}
.contact li b{color:var(--navy);display:inline-block;width:130px}
form{background:var(--cream);padding:30px;border-radius:8px;border-top:4px solid var(--gold)}
form label{display:block;font-weight:700;color:var(--navy);font-size:.9rem;margin:12px 0 5px}
form input,form select,form textarea{width:100%;padding:12px;border:1px solid #cfd5dd;border-radius:5px;font:inherit;background:#fff}
form input:focus,form select:focus,form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form textarea{min-height:120px}
form .consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.85rem;color:var(--muted);margin-top:14px}
form .consent input{width:auto;margin-top:4px}
form button{margin-top:20px;width:100%}
#result{margin-top:14px;font-weight:700;text-align:center}
footer{background:var(--navy);color:#cdd5e2;padding:45px 0 25px;text-align:center;font-size:.9rem}
footer .logos{display:flex;gap:30px;justify-content:center;align-items:center;margin-bottom:20px;flex-wrap:wrap}
footer .logos img.r{height:110px}
footer .logos img.a{height:60px;background:#fff;padding:6px;border-radius:4px}
footer a{color:var(--gold-l)}
.wa{position:fixed;right:18px;bottom:18px;background:#25D366;width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 14px rgba(0,0,0,.25);z-index:20}
@media(max-width:780px){.about .wrap,.contact .wrap{grid-template-columns:1fr}.about img{max-width:220px;margin:0 auto}form .row{grid-template-columns:1fr}header img{height:44px}header .btn{padding:10px 18px;font-size:.9rem}}